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User Agreement

Last updated on September 8, 2025.

The following text of the User Agreement (hereinafter referred to as the "Agreement") is addressed to an indefinite number of persons, visitors to the website: www.zoria.ai (hereinafter referred to as the "Zoria Website").

The actions taken by persons (hereinafter referred to as the "User" and in the plural "Users") aimed at using the Zoria Website shall be deemed to be unconditional acceptance of all provisions of this Agreement, when using, ordering, correspondence, telephone conversation, leaving feedback, etc. on the Zoria Website.

By performing actions by persons (hereinafter referred to as the "User"/"Buyer", and in the plural "Users"/"Buyers") aimed at using the Zoria Website, it is considered unconditional acceptance of all the provisions of this Agreement.

The User hereby acknowledges that acceptance of the Agreement is tantamount to signing and entering into the Agreement on the terms and conditions set forth in this Agreement. In case of invalidation or unenforceability of any part of this User Agreement, the other parts shall remain in force.

The User Agreement defines the general terms and conditions for creating a personal user account, placing and accepting an order for execution, marketing aspects of interaction between the User and the Zoria Website, etc.

If you, as a User, do not agree to this User Agreement, you must not use the Zoria Website.

Please check this Agreement periodically, as changes to the Agreement indicate that you accept them from the moment such changes are made.

By accepting this Agreement, the User consents to the processing and protection of his/her personal data, to the extent, in the manner, in accordance with the purpose and objectives of processing in accordance with the Privacy Policy (hereinafter referred to as the "Regulations" and/or "Regulations on the Processing and Protection of Personal Data").

We value the User's right to privacy and non-disclosure of their personal information.

This User Agreement is a rule that is used by all Users of our service and regulates the collection and use of personal information that may be requested/received when visiting the Zoria Website, when ordering, correspondence, telephone conversation, any other communication in which data/information is exchanged.

If the User has any questions or problems in connection with privacy, the User wishes to withdraw the Consent to the use of personal data, it is enough to send an e-mail with a note in the subject line "Personal data" to the e-mail address: info@zoria.ai

In the event that any part of this User Agreement is found invalid or unenforceable, the remaining parts will remain in full force and effect.

Please check this Agreement periodically, as changes to the Agreement indicate that you accept them from the moment such changes are made.

All information posted on this website is for informational purposes only and does not constitute individual advice, recommendations or a call to action.

The administration of the Zoria Website is not responsible for any decisions made by users based on the published information.

LIST OF SERVICES

The Zoria website provides digital services to Users, namely automated personalized recommendations based on symbolic analysis and mathematical models.

The platform uses elements of artificial intelligence to interpret user requests and build individual development scenarios focused on self-analysis and self-improvement.

The services provided through the Zoria Website are intended solely for personal use and are for entertainment and informational purposes only.

They are not scientifically based, do not claim absolute accuracy and cannot be considered professional advice in the fields of psychology, finance, medicine, law or any other specialized fields. Users assume full responsibility for the use of the information received and understand that the Zoria Website is not responsible for any decisions or actions taken based on the forecasts or interpretations provided.

USE OF THE WEBSITE

The User undertakes to use the Zoria Website in accordance with the current legislation of Ukraine and to respect the rights and interests of other persons.

For users from other countries, you must comply with the current legislation of the country where you are/reside.

You are prohibited from using the Zoria Website:

  • Use it for any illegal, fraudulent or harmful purposes.
  • Violate intellectual property rights or other legal rights of third parties.
  • Distribute malicious software, viruses or other technologies that may adversely affect the operation of the Zoria Website or harm other users.
  • Attempt to gain unauthorized access to the technical infrastructure of the Zoria Website or perform actions that may affect its stable operation.
  • In case of violation of the rules, the Administration of the Website www.zoria.ai reserves the right to restrict the User's access or delete his/her information in accordance with the applicable law.

CHANGES TO THE TERMS OF USE

The Administration of the Website www.zoria.ai may make changes to the Agreement at any time. The new terms and conditions come into force after publication, unless otherwise specified in the notice.

The updated version of the User Agreement comes into force from the moment of its publication on the Website, unless otherwise provided in the relevant notice.

The User undertakes to periodically review the current version of the User Agreement. Continued use of the Zoria Website after changes have been made means that the user agrees to the updated terms of the Agreement.

INTELLECTUAL PROPERTY

All content posted on this Zoria Website, including, but not limited to, text materials, images, graphics, design and software (hereinafter referred to as the "Content"), is the property of the Administration of the Website www.zoria.ai or is used legally with the appropriate permission.

The Content is protected by intellectual property laws, in particular, laws on copyright and related rights, as well as other regulatory legal acts.

Any reproduction, distribution, modification, adaptation, public use, transmission or any other use of the Content, in whole or in part, without the prior written consent of the Administration of the Website www.zoria.ai is prohibited, except as expressly provided by law.

PERSONAL ACCOUNT (ACCOUNT)

The Personal Account is a tool for accessing the advanced features of the Zoria Website.

By registering on the Zoria Website, the User confirms that the information provided is accurate, up-to-date and complete, and the User undertakes to update it in a timely manner in case of changes.

In case of any questions regarding the functioning of the User's personal account (account) or deletion of the personal account, please contact the following e-mail address: info@zoria.ai

The administration of the Zoria Website reserves the right to suspend or delete an account in case of providing false information, violation of the terms of this Agreement or other rules of use of the Zoria Website

CONTACT WITH THE WEBSITE

You can contact the website electronically at the following address: info@zoria.ai

Users' requests in the form of e-mail or online chat can be sent around the clock, but such requests are processed on business days.

PERSONAL DATA OF THE USER

Data collection: The Website may collect both personal information of Users (e.g., name, contact information) and general data (e.g., statistics of interaction with the Website). Registration is not required to access the content and functions of the Website.

However, additional personal data may be required to order services, participate in promotions or otherwise interact with the Website.

Data processing: Personal information is processed in accordance with the purpose, procedure and conditions specified in the Regulation on the Processing and Protection of Personal Data (hereinafter - the Regulation).

All data processing activities are carried out in accordance with applicable law. Consent to processing: By using the Website, the User agrees to the processing of their personal data in accordance with the terms of this Agreement and the Regulations.

In case of disagreement, the User shall not provide personal information.

User's rights: The User has the right to familiarize themselves with their rights and obligations in the context of personal data processing, which are specified in Article 8 of the Law of Ukraine "On Personal Data Protection".

The user may also withdraw his/her consent to data processing by sending an e-mail to info@zoria.ai with the subject line "Personal Data".

Disclosure of data: The terms of disclosure of personal information to third parties are described in detail in the Regulations.

The Website Administration guarantees that data is transferred only in cases provided for by law or with the consent of the User.

MEDIA AND COMMUNICATION

By using the Website, the User agrees to receive notifications by e-mail, in messengers, including, but not limited to, Viber, Telegram, WhatsApp, by phone, receiving push notifications on the phone, including regarding the quality of service; The User is also entitled to publish a review of the service received.

PLACING AN ORDER

Placing an order on the Website is possible for registered Users who have access to the Personal Account.

When registering for the service, the User confirms that the personal data provided by him/her is accurate, complete and up-to-date.

Depending on the chosen payment method, the User may be redirected to the pages of a third-party payment service provider to make a payment.

COST OF SERVICES AND REFUNDS

All services on the site are provided by

Individual entrepreneur Yuriy Tolstykh
Tax ID: 2699414137
Bank Account: IBAN UA 29 322001 00000 2600 4350 0851 41
Bank: Joint Stock Company Universal
SWIFT: UNJSUAUKXXX

  • All prices are in Ukrainian Hryvnia (UAH).
  • For Users from countries other than Ukraine, the prices are indicated in international currency, namely: euro for the European Union and US dollar for other countries. Payment is made to a current account with conversion into UAH.
  • Payment is considered to be made upon receipt of funds.
  • Due to the digital nature of the services, funds are not refundable, except in cases of technical impossibility of providing the service.
  • The administration is not responsible for the operation of payment systems.

PROVISION OF A SETTLEMENT DOCUMENT

A settlement document (cash receipt, sales receipt, expense receipt, etc.) of the prescribed form and content for the full amount of the transaction will be created by the merchant in electronic form and sent to the e-mail address provided by the User no later than the day of the service transfer.

By clicking the "Select a card" button, the User agrees to send an electronic payment document to the e-mail address provided by the User when creating the Personal Account (the address is indicated in the Personal Account in the "Contacts" section).

If the User did not provide an e-mail address when creating the Personal Account, the settlement document will be provided to him/her in paper form.

An electronic payment document is equivalent to a paper document and has full legal force. In case of returning the goods, it is not necessary to print out the electronic payment document.

A settlement document of the established form and content confirms the fact of service provision and has, in particular, the force of an expenditure invoice and/or an act of services rendered, provided that the moment of payment for the service coincides with the moment of service provision.

RESPONSIBILITY OF THE PARTIES

The services are for informational and entertainment purposes and do not replace professional advice. The User is responsible for decisions and actions.

DISCLAIMER OF WARRANTIES

The administration does not guarantee uninterrupted access to the site. The results of using the service may differ from expectations.

ACCESS RESTRICTIONS

The Administration has the right to block or delete accounts in case of violation of the terms of the Agreement.

AGE RESTRICTIONS Only persons 14+ are allowed to use the Website.

JURISDICTION AND APPLICABLE LAW

The Agreement shall be governed by the laws of Ukraine. Disputes shall be resolved in the courts of Ukraine.

FORCE MAJEURE

The Administration shall not be liable for failure to fulfill its obligations in the event of force majeure (war, natural disasters, technical failures, etc.). The fulfillment of obligations shall be postponed for the duration of such circumstances.